Already there is a long-time resident who looks 100 years old.

The new man looks at the old-timer inquiringly.

The old-timer says, "Look at me. I'm old and worn out.

You'd never believe that I used to live the life of Riley.

I wintered on the Riviera, had a boat, four fine cars, the most beautiful women, and I ate in all the best restaurants of France."

The new man asked, "What happened?"

"One day Riley reported his credit cards mis ...
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